Annuity Program - About Us
The
original annuity experts. |
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Overview |
FSD's Annuity Program constantly keeps up with the latest product offerings and can move quickly to
add products or carriers that bring something new to the market. We
believe clients have the right to ask any questions they like. We want our
clients
to fully understand what they are guaranteed. We work directly with clients to assure them the utmost quality in products and service. We know that the
number one reason people use a fixed annuity is
safety.
We offer products from top rated carriers.
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How Products Are Selected |
Our client oriented product approach is aimed at finding the highest
rate of return from our pool of insurance carriers. We do monthly rate
reviews from over 30 of the most competitive fixed annuity insurance
companies.
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Ongoing Services |
FSD is a one-stop shop. We stay with you throughout the term of your
annuity. So, not only do we see you through the application process and
issuance of the contract. We can also handle all future service questions
and requests.
See our services in
PDF.
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Senior Staff |
Quality, Integrity &
Expertise.
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Bob Affronti
Special projects in product
development, insurance company consulting and retirement funding, |
An innovator in the field, Bob Affronti has 40 years of experience in the
annuity and pension industry. Bob spent nearly 20 years of his career as Regional Director
and National Annuity Director for Crown Life Insurance
Company where he designed and distributed Crown's portfolio of fixed annuities and GIC's.
Bob has been responsible for broker training, contracting and distributing fixed annuities on a
national level. Bob also provides consulting services to annuity carriers
regarding product design, agent training and distribution programs. He has helped
on issues such as compliance, pricing and new product design and approvals.
In 1995 he took his annuity marketing to the level of an independent 3rd party
annuity wholesaler. FSD Financial serves as the "annuity desk" to national life/health insurance wholesalers, but now extends its
services to individual clients. Bob is referred to as Mr.SPIA by his peers due to his
great attention to immediate income annuity products and marketplace. Bob enjoys working
directly with agents or consumers in providing the right product for the situation.
Having established his expertise on the carrier side and extending his concentration to
the national wholesale level solidifies Bob's understanding of the entire industry, thus
providing distinguished insight into the dynamic annuity marketplace.
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Jeff Affronti
Individual Sales, product review,
comparison and selection. |
Jeff designed and manages the
Annuity.ws website as well as several of other
industry websites. Jeff's knowledge of the annuity product line and recognition of
the highest quality fixed annuity products solidifies FSD Financials presence in the competitive annuity marketplace.
Jeff spends a
great deal of his time doing product research. Searching for the most
competitive and client friendly annuities from thousand of available products. Jeff's mission is
targeted at the future direction of the fixed annuity industry. Through his efforts we are expanding into
innovative annuity markets and embracing new technologies. Jeff adds the necessary
ingredient to our staff which will advance this company through the 21st century.
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Darren Mitchell
Service Manager, fixed annuity
specialist |
Darren adds to the service of our
clients with his experience of products and company procedures. He manages
the taunting task of updating forms and state approvals which change often
with 20 plus carriers. Darren also supervises all requests for underwritten /
substandard annuities.
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Brenda Jeffreys
New business status, problem solver, client
services |
Teamed with our CEO for over 25 years, Brenda manages all annuity administrative
and licensing aspects for FSD. Her skills are indispensable in simplifying your sales
process and the processing of necessary paperwork. Brenda checks on status of transfers
and makes sure the paperwork goes to the companies clean and that policies are
issued in a timely fashion.
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