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Why a good annuity education is so important!
A great many articles have been written about “annuities”
over the years. I can honestly say, with my 40 plus years experience,
almost every article is inaccurate. The primary reason is the inclusion of
both fixed and variable annuities in the same article. One is an apple and
the other an orange.
To explain all the
differences would require a long dissertation, but the major difference is
that a fixed annuity is an insurance plan with insured guarantees. A variable
annuity is a security and puts the risk on the buyer. Another major item
is the expenses with a variable annuity compared to zero with a fixed annuity (fixed
rates are guaranteed and net of all expenses).
I urge the clients who are looking
for safety and
guarantees to
investigate the fixed annuity and the potential advantages. Give us a call
to discuss this in detail. 800-373-9697.
You'll be glad you found us! -
Bob Affronti - Managing General Agent Annuities and Life
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